Financial Planning

Not Sure How Today’s Decisions Affect Your Future?

Financial decisions often feel fragmented—income here, taxes there, and long-term goals somewhere in the distance. Many people worry they’re making choices without fully understanding the tax consequences or future impact. Andy Wang CPA & Associates helps connect those dots through thoughtful financial planning grounded in tax awareness and real-life context. The goal is not complexity, but clarity you can act on with confidence.

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What Financial Planning Means at Our Firm


Our approach to financial planning is practical and tax-focused. Rather than selling products or managing investments, we help clients understand how financial decisions interact with taxes, income, and long-term outcomes.

This includes guidance around:

  • Income timing and structure
  • Major life or career changes
  • Business and personal cash flow considerations
  • Long-term tax exposure and planning opportunities



Planning is customized to your situation, not based on generic models.

Situations Where Financial Planning Helps Most

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Career Growth or Job Changes

Promotions, job changes, bonuses, or equity compensation can shift your tax picture significantly. Planning helps you understand what to expect before decisions are finalized.

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Major Life Events

Marriage, relocation, home purchases, or immigration status changes often bring tax consequences that aren’t obvious upfront.

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High or Changing Income

As income grows or becomes less predictable, planning helps reduce surprises and supports more informed choices.

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Business Ownership Decisions

Entity structure, compensation, and timing decisions can affect both short-term cash flow and long-term outcomes.

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Your Financial Planning Questions, Answered

  • Do you manage investments or offer wealth management?

    No. Our financial planning is tax-focused and decision-oriented. We do not manage investments or sell financial products.

  • Is this only for high-income individuals?

    No. Planning is useful for anyone facing meaningful financial decisions or changes.

  • Can planning be done even if I already have a financial advisor?

    Yes. We often work alongside other professionals to focus specifically on tax implications.

  • Is financial planning a one-time service or ongoing?

    It can be either. Some clients need guidance around a specific event, while others prefer ongoing planning support.